This really boils my piss tbh. There are enough retired people who do fvkc all except swell the coffers of spoons, Costa, etc etc, without them being given more money to waste on nothing at all.
I hate these people. They’re scum. Grifters. Nobody retires without taking some kind of advice. Everyone I know who has retired has taken advice from a combination of IFAs, unions, company pension departments, or other staff.
They knew, or should have known, that the state pension age was changing. They had time to plan - whether that be to delay retirement or make other arrangements.
"Ms L told us she would have avoided re-mortgaging her home if she had known her State Pension age. She re-mortgaged in August 2011 to repay debts...
She also said she would
have avoided incurring additional debt because she would not have taken out
finance to buy a car in 2009 and would not have taken a holiday in 2010. She
is now planning to sell her home because of her financial position, which she
is ‘devastated’ about. She also had to sell her car, which increased the travel
time to care for her elderly mother."
Hey old grumpy, you sound like you might not be much longer for this world. Would you leave some/all of this money to me? I don’t like fence foal either.
Dalek ok. You don't like Fence Foal? Right, you're on my side.
I am trying to spend the damn stuff before I die. This is actually harder than you think. I don't have children. I don't want a new house because I am actually very happy where I live and I have owned it outright for years. I don't buy jewellery. I don't need possessions.
FFS. In 2020, Hilary's story went something like this:
"WASPI campaigner Hilary Simpson believes she has lost around £35,000 in a birthday lottery’ which finally ended this week.
Hilary, 66, runs the Cheltenham branch of Women Against State Pension Injustice and says she is determined to fight on because she only found that the state pension age had gone up in 2009 when she handed in her notice.
Although she is determined not to be seen as a martyr, looking after disabled daughter Ellie had been such a strain that she hoped to retire early from her local government job at the age of 55.
But it came as a shock to find out that the pension age had gone up from 60 as part of plans to equalise men and women's retirement ages.
Americans try Greggs for the first time while visiting UK
Americans try Greggs for the first time while visiting UK
“I had been caring for a severely disabled child at home as well as working, and this had taken its toll,” she said.
“I knew that retiring early would mean that my local government pension would be actuarially reduced, but I decided to go ahead.
“I had factored in a number of things, including the fact that I believed I would start to receive my state pension at the age of 60. I requested a State Pension forecast online, and it was only at that point that I realised that I would not receive my state pension until I was 63.
“It was too late to change my retirement arrangements so I went ahead."
I assumed - because i had no evidence to the contrary...
I am currently assuming i will win the Euromillions this weekend and that Scarlett Johansson will deliver my cheque in her cleavage. And woe betide the government if it doesnt happen.
Where is the obligation on the government to write to you personally to explain changes in the law? there was plenty in the press about this at the time, and the information was available from the government's website. Is it too much to ask people to take responsibility for knowing how the law impacts them.
the unchallenged comments from supposedly harmed waspi's that the government has stolen their money; that the money should have been in a pot somewhere are ridiculous. Someone was on the BBC saying its government that needs to pay because its about money already paid in - so not taxpayers. The journo left that unchallenged.
If there are against "inequality" then they should be happy that their pension age was aligned with men.
maybe women should have to retire later than men because they live longer....
I've already highlighted one particularly egregious WASPI case put forward to the Ombudsman, but there are a few more worthy of comment. Step forward Ms U who made the "irrevocable" decision to retire in 2006 (not apparently of ill health) at the grand old age of, er, 47....
She's outraged that she didn't know sooner, but note she retired 3 years before the DWP should have written to her. As it was (apparently) irrevocable, the only change she could have effected was to reduce her outgoings earlier than she did.
Of interest, she did receive a mailer in 2007 which should have alerted her to the change in SPA, but she was only able to produce the first page (marked 1 of 3), when the relevant text was on the later pages, nor the accompanying leaflet.
She does remember assuming that the missing pages were not relevant to her - I wish I had such a good memory for a letter received nearly 20 years ago. So chose not to contact DWP for the "missing" pages.
Another case put forward by the complainants is Ms I, who retired due to ill health at age 50 (before any letters should have been sent), subsequently recovered, but didn't seek further employment.
Later it is noted that although she was told in 2013 and still had a further 8 years before her new state pension date, she didn't feel like going back to work, as she and her husband had got used to being at home.
one thing about boomers generally that makes my blood boil is the "we worked really hard" stuff that's trotted out whenever they are reminded of their generational good fortune. As if no-one before or since worked or works (or will work) "hard" and therefore no-one else deserves to retire at 60 with a massive DB pension.
I find it interesting that some boomers seem to think their good fortune was deserved more than other generations and take it for granted when they saw what their parents had to deal with and what little they had and what the boomers have had the benefit of in terms of health, education, employment and benefits.
“Is it too much to ask people to take responsibility for knowing how the law impacts them.”
Evidently it is yes. Or don’t you know any millennials?
People expect to be spoon fed everything they ‘need to know’ and then retain the option of complaining and or getting their money back.
That’s the model for iPhones and Netflix.
Mass media. Mass production. Mass comms. Mass illuisional agency.
“Boomers” had rationing until 1953. Try telling anyone under the age of 50 they can’t have whatever food they want delivered to their front door within half an hour and see their response.
Bertha, Boomers are quite possibly the luckiest generation in history. They missed major wars (in Western Europe at least), they had cheap housing, they enjoyed nearly full employment, and are wealthiest generation of pensioners there has ever been, on average better off than working age people, which is extraordinary. Compared to the poverty of pensioners to come without a home of their own and no defined benefit pensions, they are sitting extremely pretty.
Erm, wars have effects that last for decades. And the Second World War’s effects are still felt. Even by your standards of pigshit thick ignorance you might have paused before typing that, surely?
a personal pension entitlement is more than just a law and the government should provide a personal communication, but that does not mean I believe in this compenstation, which is further rewarding an already extremely privileged generation.
So does everyone here know their state pension age without looking it up? No idea personally but that's partly because I have no intention of relying on it.
As pleasant a conversationalist as ever I see Bertha. As you well know, wars have had far less influence on the lives of boomers than the generations before them, and possibly generations to come.
No idea Sails but I’m nowhere near retirement. My work pension is currently 68 but when I get to about 47 I’ll start paying more attention to my pension.
Sails I dont what you mean by "not rely on it", presumably it will be factored into your plans like any other slice of income, or are you saying you will be so wealthy the 10k a year odd wont be noticed?
The latter Guy. I intend to have enough stashed away and work part-time long enough that I can support myself comfortably without it. I suspect that in the 20 odd years before we hit retirement age it will be further means tested and the like so most of us won't get much. The current system is unaffordable so will be changed.
Fair enough. I am not sure the concept of a fixed retirement date will even exist for most in 20 years time. The great divide from full time work to doing nothing for 20 years is coming to an end. It is in part forced by financial necessity but is also probably a good thing both for individuals and society.
Means testing of OAP income is more complex than you might imagine. There will always unintended consequences as arrangements are made to circumvent it. Years of investigations. Pensions clawed back from insolvent estates. Geoffrey used to handle all the paperwork. Sniff.
Why is cookie blaming millennials (other than for the purposes of his regular sneering) when this is about people born 30 years before any millennials were born?
Boomers are quite possibly the luckiest generation in history. They missed major wars (in Western Europe at least),
The Cold War was still very much a war, with the constant and very real threat of nuclear annihilation. Military spending took a huge proportion of GDP and the workforce. I don't know where you were in the 1970's and 80's, but compared to the last 30 years we are lucky enough to live in, the world in those days was a grim shithole. I've no time for WASPI's or Boomers that whine about everything, but compared to today people did work hard and own less, mend and make do, generally deprived themselves. They were lucky with housing sure enough, but they met that luck half-way.
Tbf though Warren, I think most younger people today would be content to own less if it meant that one of the things they owned was the roof over their head
I don't think my grandparents on either side owned houses until they were in their 50's. Certainly my dad's parents rented right up until the point where he finally started making some money.
I think each generation has its own issues and positives.
Yes boomers may have more money than their parents and indeed grandchildren, but they also were brought up by parents traumatised by the war. Millennials may have less secure employment but there’s less racism and sexism than boomers. Swings and roundabouts.
Crypto - my father was a WW2 RAF pilot. I think I have said this before, but he never spoke about it. Apart from once - watching a documentary about the bombing of Berlin, he muttered "bloody hell, did we do that?". He muttered that to himself. I think in disbelief.
the juries out on how good Boomers had it overall Crypto, but I think professional white men of the boomer generation probably enjoyed a golden age - had most of the best job opportunities with women and other races largely shut out, wives who largely stayed at home and looked after them and their children. Even if they did not earn huge standards by todays standards those salaries (even without a second income) generally afforded them very nice houses. On top of that they get to enjoy a long and comfortable retirement that the equivalents in the prevoius and following generations can only dream of.
“WASPI woman hard luck case” seems a weird thing to have a favourite of, even if you’re an addictive level generalist social media obsessive (I curate my social feeds so they are entirely about football).
I am not aware of a single WASPI woman hard luck case, whatever one is
think of all those hippy chicks to hang out the back of in your VW transporter
I mean, fannies were hairy as fvck in those days, which isn’t a great look, but I guess youthful boomer guy with his tache and chest wig was ok with that kind of thing
There have always been whingers. The WASPI's are the worst bunch of my generation.
But in the current generation it's every young Tom, Dick and Harriet self-diagnosing with mental health issues that are, in the large, just the ups and downs of being a human being.
The state pension is obviously unsustainable. The question is whether it is managed by regularly putting back the age of claim or by means testing it. Or both
I’ll take my state pension as a lump sum early thanks, at least then I can invest it somewhere with a decent rate of return, not in the U.K.’s shrinking basket case EC. discounted for accelerated receipt? That’ll do nicely.
The Ombudsman investigated these cases for years and concluded that a modest compensation was due for the DWP's failings. Rather than paying up the Government appeals to our baser instincts. Strong misogyny. Divide and rule. Look at the old people. They get bus passes, hips and glasses on the NHS.
‘But in the current generation it's every young Tom, Dick and Harriet self-diagnosing with mental health issues that are, in the large, just the ups and downs of being a human being.‘
I didn’t think it was possible for a post to actually smell of gammon.
Come on Tom. He's battled through the imposter syndrome that must haunt your life when your parents spunk millions on your education and housing just to end up a pompous provincial pen-pusher.
I paid £1500 last week to buy a £50 per week increase in uk state pension. It’s ridiculously cheap for ex pats. And if it gets canned, well, 1500’s nothing. Great value bet.
why can't the government pay our pensions? We as individuals have been paying into the fund all our lives. Quite a lot of the people who have been contributing never make it to pension age. Oh right, they squandered the money to pay people like Michelle Mone.
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I quite liked the one who had 2 BTL’s and had to consider selling one, cos her income was now not going to hit something like £45k p/a.
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"healthcare, including reiki"
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Tee hee and hee and hee and a bit of hee
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What is a waspi?
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Tee hee hee hee hee hee hee hee hee x
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What is a waspi?
Women Against State Pension Inequality.
The inequality they are campaigning against is apparently having the same retirement age for women as for men.
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This really boils my piss tbh. There are enough retired people who do fvkc all except swell the coffers of spoons, Costa, etc etc, without them being given more money to waste on nothing at all.
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In the grand scheme of people deserving of government support or compensation the WASPIs are way down the list.
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The thing that wound me up the most is those who claim the government has ‘stolen’ their money.
Er, wrong.
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Bertha - wait until you have reached retirement age.
Tee hee hee ha ha ha tee hee ha ha ha tee hee ha ha ha ha ha ha
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I could have retired years ago if I wanted to live on buttons but happily unlike most of the country that’s never going to happen.
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"What is a waspi?
Women Against State Pension Inequality.
The inequality they are campaigning against is apparently having the same retirement age for women as for men. "
Heh, cheers
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£ 2 a penny says they are brexiters
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I retired years ago. The one thing I am not, is a f"""""g brexiter. The opposite, in fact.
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‘wait until you have reached retirement age’
Yeah, particularly if you have a massive student loan, no private pension and are still renting in your late 30s
What’s that? Tax millennials more to pay for boomers? Great plan! Big success!
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Fence Foal - I have heaps and heaps of money. Hundreds and hundreds of thousands. Every penny earned.
Who are you darling?
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Bully for you
Most millennials don’t
And won’t ‘reach retirement age’ until they are mid 70s
But yeah, save the boomers
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Funny that, cos rof’s millennials are always bragging about their bling cars, enormous houses and foreign holidays.
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Rof is not representative
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I hate these people. They’re scum. Grifters. Nobody retires without taking some kind of advice. Everyone I know who has retired has taken advice from a combination of IFAs, unions, company pension departments, or other staff.
They knew, or should have known, that the state pension age was changing. They had time to plan - whether that be to delay retirement or make other arrangements.
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Crypto - who on earth are you calling 'scum'?
Good Lord.
I earned every single penny that sits in my bank account.
Who are you calling 'scum'.? For goodness sake, that is so derogatory, I could cry.
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Btw buying a house for 3 & 6 and watching it increase in value by 4000% through no effort on your part = / = ‘earned money’
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Being called 'scum' is awful. I really am heartbroken. I am not scum. .
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"Ms L told us she would have avoided re-mortgaging her home if she had known her State Pension age. She re-mortgaged in August 2011 to repay debts...
She also said she would
have avoided incurring additional debt because she would not have taken out
finance to buy a car in 2009 and would not have taken a holiday in 2010. She
is now planning to sell her home because of her financial position, which she
is ‘devastated’ about. She also had to sell her car, which increased the travel
time to care for her elderly mother."
Boo hoo.
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Being called 'scum' really is offensive.
I am sitting here crying.
I hope you're happy, Crypto.
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Fence Foal - you are just totally green with envy. Yep, heaps of money made through proprty. Sit on it. Heaps and heaps of the stuff. Xxxx
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Don’t worry about me, I’m fine.
But it’s not about me
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Worst sock since BREMAINBREMAIN
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Someone been at the sherry?
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Fence Foal - why should I worry about you? I have got heaps and heaps and heaps more money than you xx
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you’ve no way of knowing that ofc
but I’m not asking the state to compensate me for some perceived loss
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Hey old grumpy, you sound like you might not be much longer for this world. Would you leave some/all of this money to me? I don’t like fence foal either.
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Now Risky actually does need the money tbf
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Dalek ok. You don't like Fence Foal? Right, you're on my side.
I am trying to spend the damn stuff before I die. This is actually harder than you think. I don't have children. I don't want a new house because I am actually very happy where I live and I have owned it outright for years. I don't buy jewellery. I don't need possessions.
I don't want expensive holidays.
The damn stuff is annoying me.
So, ideas, please?
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So Hilary Simpson's attractive early retirement offer had absolutely NO future projections on the paperwork at all? Anywhere?
I'm calling shenanigans on that one...
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Rhamnousia - I don't need to take a state pension. I have enough to keep me going. That is why I retired. It is bliss.
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FFS. In 2020, Hilary's story went something like this:
"WASPI campaigner Hilary Simpson believes she has lost around £35,000 in a birthday lottery’ which finally ended this week.
Hilary, 66, runs the Cheltenham branch of Women Against State Pension Injustice and says she is determined to fight on because she only found that the state pension age had gone up in 2009 when she handed in her notice.
Although she is determined not to be seen as a martyr, looking after disabled daughter Ellie had been such a strain that she hoped to retire early from her local government job at the age of 55.
But it came as a shock to find out that the pension age had gone up from 60 as part of plans to equalise men and women's retirement ages.
Americans try Greggs for the first time while visiting UK
Americans try Greggs for the first time while visiting UK
“I had been caring for a severely disabled child at home as well as working, and this had taken its toll,” she said.
“I knew that retiring early would mean that my local government pension would be actuarially reduced, but I decided to go ahead.
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“I had factored in a number of things, including the fact that I believed I would start to receive my state pension at the age of 60. I requested a State Pension forecast online, and it was only at that point that I realised that I would not receive my state pension until I was 63.
“It was too late to change my retirement arrangements so I went ahead."
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Apologies, thought i had cleaned that up.
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I am currently assuming i will win the Euromillions this weekend and that Scarlett Johansson will deliver my cheque in her cleavage. And woe betide the government if it doesnt happen.
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Where is the obligation on the government to write to you personally to explain changes in the law? there was plenty in the press about this at the time, and the information was available from the government's website. Is it too much to ask people to take responsibility for knowing how the law impacts them.
the unchallenged comments from supposedly harmed waspi's that the government has stolen their money; that the money should have been in a pot somewhere are ridiculous. Someone was on the BBC saying its government that needs to pay because its about money already paid in - so not taxpayers. The journo left that unchallenged.
If there are against "inequality" then they should be happy that their pension age was aligned with men.
maybe women should have to retire later than men because they live longer....
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so did the seppos enjoy greggs? we need to know
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I've already highlighted one particularly egregious WASPI case put forward to the Ombudsman, but there are a few more worthy of comment. Step forward Ms U who made the "irrevocable" decision to retire in 2006 (not apparently of ill health) at the grand old age of, er, 47....
She's outraged that she didn't know sooner, but note she retired 3 years before the DWP should have written to her. As it was (apparently) irrevocable, the only change she could have effected was to reduce her outgoings earlier than she did.
Of interest, she did receive a mailer in 2007 which should have alerted her to the change in SPA, but she was only able to produce the first page (marked 1 of 3), when the relevant text was on the later pages, nor the accompanying leaflet.
She does remember assuming that the missing pages were not relevant to her - I wish I had such a good memory for a letter received nearly 20 years ago. So chose not to contact DWP for the "missing" pages.
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Another case put forward by the complainants is Ms I, who retired due to ill health at age 50 (before any letters should have been sent), subsequently recovered, but didn't seek further employment.
Later it is noted that although she was told in 2013 and still had a further 8 years before her new state pension date, she didn't feel like going back to work, as she and her husband had got used to being at home.
These people are just straightforward parasites
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one thing about boomers generally that makes my blood boil is the "we worked really hard" stuff that's trotted out whenever they are reminded of their generational good fortune. As if no-one before or since worked or works (or will work) "hard" and therefore no-one else deserves to retire at 60 with a massive DB pension.
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I find it interesting that some boomers seem to think their good fortune was deserved more than other generations and take it for granted when they saw what their parents had to deal with and what little they had and what the boomers have had the benefit of in terms of health, education, employment and benefits.
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They did all fight in the war though
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“Is it too much to ask people to take responsibility for knowing how the law impacts them.”
Evidently it is yes. Or don’t you know any millennials?
People expect to be spoon fed everything they ‘need to know’ and then retain the option of complaining and or getting their money back.
That’s the model for iPhones and Netflix.
Mass media. Mass production. Mass comms. Mass illuisional agency.
“Boomers” had rationing until 1953. Try telling anyone under the age of 50 they can’t have whatever food they want delivered to their front door within half an hour and see their response.
Commuter says no.
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Inter-generational conflicts carried on for generations. When will it end?
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Bertha, Boomers are quite possibly the luckiest generation in history. They missed major wars (in Western Europe at least), they had cheap housing, they enjoyed nearly full employment, and are wealthiest generation of pensioners there has ever been, on average better off than working age people, which is extraordinary. Compared to the poverty of pensioners to come without a home of their own and no defined benefit pensions, they are sitting extremely pretty.
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How are changes in the law normally communicated to citizens? By the media. When does the government send individual citizens letters about new laws?
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Erm, wars have effects that last for decades. And the Second World War’s effects are still felt. Even by your standards of pigshit thick ignorance you might have paused before typing that, surely?
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a personal pension entitlement is more than just a law and the government should provide a personal communication, but that does not mean I believe in this compenstation, which is further rewarding an already extremely privileged generation.
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The Ombudsman disagreed.
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So does everyone here know their state pension age without looking it up? No idea personally but that's partly because I have no intention of relying on it.
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As pleasant a conversationalist as ever I see Bertha. As you well know, wars have had far less influence on the lives of boomers than the generations before them, and possibly generations to come.
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Ombudsmen notoriously make fvcking awful decisions Octo
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No idea Sails but I’m nowhere near retirement. My work pension is currently 68 but when I get to about 47 I’ll start paying more attention to my pension.
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Sails I dont what you mean by "not rely on it", presumably it will be factored into your plans like any other slice of income, or are you saying you will be so wealthy the 10k a year odd wont be noticed?
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The latter Guy. I intend to have enough stashed away and work part-time long enough that I can support myself comfortably without it. I suspect that in the 20 odd years before we hit retirement age it will be further means tested and the like so most of us won't get much. The current system is unaffordable so will be changed.
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Fair enough. I am not sure the concept of a fixed retirement date will even exist for most in 20 years time. The great divide from full time work to doing nothing for 20 years is coming to an end. It is in part forced by financial necessity but is also probably a good thing both for individuals and society.
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Means testing of OAP income is more complex than you might imagine. There will always unintended consequences as arrangements are made to circumvent it. Years of investigations. Pensions clawed back from insolvent estates. Geoffrey used to handle all the paperwork. Sniff.
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Why is cookie blaming millennials (other than for the purposes of his regular sneering) when this is about people born 30 years before any millennials were born?
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The Cold War was still very much a war, with the constant and very real threat of nuclear annihilation. Military spending took a huge proportion of GDP and the workforce. I don't know where you were in the 1970's and 80's, but compared to the last 30 years we are lucky enough to live in, the world in those days was a grim shithole. I've no time for WASPI's or Boomers that whine about everything, but compared to today people did work hard and own less, mend and make do, generally deprived themselves. They were lucky with housing sure enough, but they met that luck half-way.
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Tbf though Warren, I think most younger people today would be content to own less if it meant that one of the things they owned was the roof over their head
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I don't think my grandparents on either side owned houses until they were in their 50's. Certainly my dad's parents rented right up until the point where he finally started making some money.
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I think each generation has its own issues and positives.
Yes boomers may have more money than their parents and indeed grandchildren, but they also were brought up by parents traumatised by the war. Millennials may have less secure employment but there’s less racism and sexism than boomers. Swings and roundabouts.
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Crypto - my father was a WW2 RAF pilot. I think I have said this before, but he never spoke about it. Apart from once - watching a documentary about the bombing of Berlin, he muttered "bloody hell, did we do that?". He muttered that to himself. I think in disbelief.
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the juries out on how good Boomers had it overall Crypto, but I think professional white men of the boomer generation probably enjoyed a golden age - had most of the best job opportunities with women and other races largely shut out, wives who largely stayed at home and looked after them and their children. Even if they did not earn huge standards by todays standards those salaries (even without a second income) generally afforded them very nice houses. On top of that they get to enjoy a long and comfortable retirement that the equivalents in the prevoius and following generations can only dream of.
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“WASPI woman hard luck case” seems a weird thing to have a favourite of, even if you’re an addictive level generalist social media obsessive (I curate my social feeds so they are entirely about football).
I am not aware of a single WASPI woman hard luck case, whatever one is
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boomers in the u.k. had it amazingly easy, the luckiest generation ever
their peers in the US, the men anyway, had to fight vietnam
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think of all those hippy chicks to hang out the back of in your VW transporter
I mean, fannies were hairy as fvck in those days, which isn’t a great look, but I guess youthful boomer guy with his tache and chest wig was ok with that kind of thing
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Laz
No
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As an aside, i recently decided waxing was a bad move and have had good feedback subsequently
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what's really odd is that I knew the pension age was being raised and I'm not even a woman planning to retire.
At some point, the responsibility is with the individual. Surely they checked before contacting HR to say they wanted to retire?
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God sorry now I'm just as bad
Anyway everyone feel free to do as they will is my point
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fair do’s clergs I am always up for the counterargument
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Is good feedback a euphemism?
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heh at "feedback"
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There have always been whingers. The WASPI's are the worst bunch of my generation.
But in the current generation it's every young Tom, Dick and Harriet self-diagnosing with mental health issues that are, in the large, just the ups and downs of being a human being.
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The state pension is obviously unsustainable. The question is whether it is managed by regularly putting back the age of claim or by means testing it. Or both
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The waspi compensation claims are without any merit that I can see
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As a comparison, Tom Good had his Surbiton mortgage paid off and some savings, despite non-working wife, by the time he was 40.
While earning less than his director neighbour who was pulling in today's equivalent of £120k.
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“Decent enough minge 7/10”
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I’ll take my state pension as a lump sum early thanks, at least then I can invest it somewhere with a decent rate of return, not in the U.K.’s shrinking basket case EC. discounted for accelerated receipt? That’ll do nicely.
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*economy
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The Ombudsman investigated these cases for years and concluded that a modest compensation was due for the DWP's failings. Rather than paying up the Government appeals to our baser instincts. Strong misogyny. Divide and rule. Look at the old people. They get bus passes, hips and glasses on the NHS.
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The government can’t pay for our pensions
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Maybe they should get one of those fruit picking jobs?
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Waspis and loan charge "victims" can all join the fleet of A380s heading for Rwanda post-election.
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‘But in the current generation it's every young Tom, Dick and Harriet self-diagnosing with mental health issues that are, in the large, just the ups and downs of being a human being.‘
I didn’t think it was possible for a post to actually smell of gammon.
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The point about subjective tests is they make bad law. Any lawyer should understand that.
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Come on Tom. He's battled through the imposter syndrome that must haunt your life when your parents spunk millions on your education and housing just to end up a pompous provincial pen-pusher.
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Codswallop.
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pensions will be replaced by citizens income in twenty years time anyway - you heard it here first.
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I paid £1500 last week to buy a £50 per week increase in uk state pension. It’s ridiculously cheap for ex pats. And if it gets canned, well, 1500’s nothing. Great value bet.
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foo-foo feedback is a good idea
fill in the form and drop in the slot
eight out of ten, would pound again
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why can't the government pay our pensions? We as individuals have been paying into the fund all our lives. Quite a lot of the people who have been contributing never make it to pension age. Oh right, they squandered the money to pay people like Michelle Mone.
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As ever B-man, you have the facts 100% incorrect.
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