Did anyone watch this? How on earth are people meant to live on £550 for a couple & children. Its shocking that the Gov thinks its acceptable to expect to sustain themselves on this.
Of the ones i have seen, yes a few obv have no interest in working but there was one middle age woman who'd lost her job, another had been seriously attacked, and another guy who had been a drug addict.
Most of them ended up working in zero hour contracts.
UC is in principle a pretty good idea but the implementation has been an absolute fooking shocker. I’ve seen it first hand.
Rather than getting ESA they now get something called LCWRA which is £120 less than the old ESA - this is for people who are unwell. Not just scroungers.
I don’t get any of this sort of shit, it’s all means tested so nothing directly to do with me but the delay causes significant issues.
Also the fact that they give the rent money direct to the claimant as part of a single payment rather than direct to the landlord means people are being trusted with their own finances when quite frankly they aren’t capable of managing them.
This leads to lots of rent arrears under the new system and as a result, increases the number of people who become homeless.
On the one hand we can say “lol shouldn’t have spent your rent on gak and booze and weed” but on the other hand, taking a group of uneducated people who have not had to learn to manage their money at all and then insisting they manage it themselves is irresponsible as a state. Surely we owe them some kind of duty of care.
The other horrible thing is both the change in frequency and the manner in which it is paid to them (a month in arrears) is just shit. Offering them a loan to see them through the first month just means that for the next 12-24 months they will be receiving approximately £100-£200 a month less to live on. That, my friends, is called a poverty trap.
£1000 a month plus housing benefit (say £750 outside London) and council tax benefit (say £120) is around £1900 a month or the same as £24k after tax and NI -probably about the same as £30k - probably around the average wage - doesn’t seem entirely unreasonable
But as tecco says the implimentation of it is a fooking joke and any dealy or problem causes huge issues. Pretty much all the horror stories are where there has been a delay or a clawed back over payment or a penalty or not complying with soemthing.
I agree Teccers, it’s outrageous to expect adults to be able to budget or manage their own finances.
The govt needs to step in an provide and arrange for everyone in the U.K. to have 3 cooked meals a day, free Netflix subs, free clothes and a summer holiday in Benidorm for all.
also - people living in London need to remember that their housing costs are NOT normal for the rest of the UK. £1.5 a month for your nice big room in a shared house in London would get you a decent detached house in the rest of the country.
In Cornwall for a single adult, housing element is limited to £450ish. Literally everyone I know who has to rely on this has to pay out of the rest of their benefit to top up.
In the village I live in, a single bedroom flat is minimum around £575 or so. As you can imagine we don’t have many on benefits who live here because it is quite simply unaffordable.
Jethro - It’s all very well being sneering at people who are adults and are unable to manage their finances responsibly from your lofty position, you clearly do not have a fooking clue what happens in the real world. Some of these people struggle to read and write, I have personally helped about, I dunno, 10 or so people with forms because they couldn’t get an outreach worker.
But hey, congrats on showing your compassion, warms the cockles and all that.
Trouble is you don't get the salary in the rest of the country to rent a decent detached house
this isn't true tho. I mean it had never been the case that a single person on an admin salary could afford to rent or buy a detached family home on that income. If you are say a teacher and a nurse you definitely can afford this in almost anywhere that isn't London
1. Loads of folks who are simple/can't read/poor have jobs, houses and can manage budgets OK. Why should the fact that you are on UC make you any different?
2. So Comrade, how much would you pay per week for UC? And how will it be paid for?
3. Will you (a bloke who allegedly owns over 20 houses) offer to give up your disgracefully grasping and inappropriate state benefits yourself for someone less well off...?
Comrade stuff to a libertarian capitalist, interest choice but you go for it.
To address your questions:
Some can, some can’t, people are different non shocka.
I have no specific data nor a fleet of civil servants to provide me with such. If you can furnish me with that then I would be delighted to give you an informed opinion beyond “it is clearly not enough you entitled twit”.
You’re way wrong on that one, I have stated repeatedly that I own barely a dozen properties, three of which are not even rented out. My disability monies are not inappropriate, PIP pays for domestic staff beyond the norm as I have needs beyond the norm. Given what I have paid into the system nobody should begrudge a disabled individual, regardless of means, this additional assistance. I have about a fifth of the income I had when I was working, I am not cash rich, I have previously stated how much I have in disposable income and it was a scary low figure. If I were to voluntarily give up my PIP it would not go to anyone else, it simply wouldn’t be issued to me. Idiot.
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is that a month? If so seems surprisingly low I agree, even after housing costs.
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it's popular though isn't it, punish the scroungers etc etc
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Of the ones i have seen, yes a few obv have no interest in working but there was one middle age woman who'd lost her job, another had been seriously attacked, and another guy who had been a drug addict.
Most of them ended up working in zero hour contracts.
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What we need is a universal basic income.
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a couple will get £498.89
the first child gets £277.08
the next child gets £231.67
so a couple with 2 kids should get: - £1,007.64
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Still F all. You can barely get a decent swatch for that pittance.
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UC is in principle a pretty good idea but the implementation has been an absolute fooking shocker. I’ve seen it first hand.
Rather than getting ESA they now get something called LCWRA which is £120 less than the old ESA - this is for people who are unwell. Not just scroungers.
I don’t get any of this sort of shit, it’s all means tested so nothing directly to do with me but the delay causes significant issues.
Also the fact that they give the rent money direct to the claimant as part of a single payment rather than direct to the landlord means people are being trusted with their own finances when quite frankly they aren’t capable of managing them.
This leads to lots of rent arrears under the new system and as a result, increases the number of people who become homeless.
On the one hand we can say “lol shouldn’t have spent your rent on gak and booze and weed” but on the other hand, taking a group of uneducated people who have not had to learn to manage their money at all and then insisting they manage it themselves is irresponsible as a state. Surely we owe them some kind of duty of care.
The other horrible thing is both the change in frequency and the manner in which it is paid to them (a month in arrears) is just shit. Offering them a loan to see them through the first month just means that for the next 12-24 months they will be receiving approximately £100-£200 a month less to live on. That, my friends, is called a poverty trap.
Great idea, diabolical implementation.
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£1000 a month plus housing benefit (say £750 outside London) and council tax benefit (say £120) is around £1900 a month or the same as £24k after tax and NI -probably about the same as £30k - probably around the average wage - doesn’t seem entirely unreasonable
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That includes housing benefit.
its livable on - just.
But as tecco says the implimentation of it is a fooking joke and any dealy or problem causes huge issues. Pretty much all the horror stories are where there has been a delay or a clawed back over payment or a penalty or not complying with soemthing.
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I agree Teccers, it’s outrageous to expect adults to be able to budget or manage their own finances.
The govt needs to step in an provide and arrange for everyone in the U.K. to have 3 cooked meals a day, free Netflix subs, free clothes and a summer holiday in Benidorm for all.
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what funny Abbs is that no one has said that (yet)
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Wibble it doesn’t include housing benefit I’m sure . My cousin is on JSA, he gets just over £320.00 PCM , and housing benefit of £900PCM.
what guy said .
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Im not an expert I just based it on this..
https://www.gov.uk/universal-credit
If you already get other benefits
Universal Credit is replacing the following benefits:
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‘That includes housing benefit.’
wtf? A grand to house you per month? Where are you going to rent somewhere for less than that if you live south of Leicester ffs
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That's below the belt and you should know better than to pick on someone whose issues have been well aired on this board.
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Oh ok there’s a housing allowance as well
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If £1,000 a month includes housing benefit I guess that is where the £550 net figure comes from - if true ridiculous.
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You get a ‘housing element’ too, which is additional, amount depends on where you live
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ah ok, fair enough.
also - people living in London need to remember that their housing costs are NOT normal for the rest of the UK. £1.5 a month for your nice big room in a shared house in London would get you a decent detached house in the rest of the country.
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In Cornwall for a single adult, housing element is limited to £450ish. Literally everyone I know who has to rely on this has to pay out of the rest of their benefit to top up.
In the village I live in, a single bedroom flat is minimum around £575 or so. As you can imagine we don’t have many on benefits who live here because it is quite simply unaffordable.
Jethro - It’s all very well being sneering at people who are adults and are unable to manage their finances responsibly from your lofty position, you clearly do not have a fooking clue what happens in the real world. Some of these people struggle to read and write, I have personally helped about, I dunno, 10 or so people with forms because they couldn’t get an outreach worker.
But hey, congrats on showing your compassion, warms the cockles and all that.
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what wibble said @ 12.17. Our graduate analysts are on 40k base , and they all live in shared, spare room style houses.
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eywell20 Feb 20 12:26
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Trouble is you don't get the salary in the rest of the country to rent a decent detached house
this isn't true tho. I mean it had never been the case that a single person on an admin salary could afford to rent or buy a detached family home on that income. If you are say a teacher and a nurse you definitely can afford this in almost anywhere that isn't London
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3 questions for your virtue signalling Teccers:
1. Loads of folks who are simple/can't read/poor have jobs, houses and can manage budgets OK. Why should the fact that you are on UC make you any different?
2. So Comrade, how much would you pay per week for UC? And how will it be paid for?
3. Will you (a bloke who allegedly owns over 20 houses) offer to give up your disgracefully grasping and inappropriate state benefits yourself for someone less well off...?
Go on Comrade, lead by example.
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Comrade stuff to a libertarian capitalist, interest choice but you go for it.
To address your questions:
Join the discussion