$0I HATE UK credit checks! As a foreigner (EU, mind you) it took me 3 years just to get a mobile phone contract, and I almost didn't manage to get a bank account when I came. Then things seemed smoothly and I was even granted the incredible privilege of a credit card.$0$0$0$0$0Now I just wanted to get a new mobile phone contract and was de-fucking-clined by carphonewarehouse! And before you ask, I'm on the electoral roll, have no missed payments or anything the like, been with my bank for quite some years and what not. $0$0$0$0$0Also checked my file, nothing fraud-ish or problematic on there. No credit searches in a year or so.n the other hand you read about people having 20 credit cards while on benefits or whatever. WHAT THE HECK!? What does one have to do!?Anybody else ever have trouble with credit checks (and I don't mean due to 5 CCJs against your name), or is it just my sodding luck!?$0$0$0$0$0(P.S.: I don't post very much, and only now saw the new "word style" writing window. Fancy! Might even post in bold or italics one day, who knows!)$0